Q: Every credit card I’ve had has either been a Visa or MasterCard. I’ve seen those commercials for 5% cash back from Discover but I have no experience using them. Is Discover card good to have or not? A: In my personal opinion, yes. I’ve had an account with them for 4 years now and [...]

Let’s be honest… in the business world, portraying the right image means everything. Think about it… what goes thru your client’s mind if you whip out a sub-prime card for bad credit to pay for a dinner? The client is probably thinking “How can I trust him with my money, when he obviously can’t even [...]

What’s the minimum credit score needed to get the best rates on everything? There’s a lot of debate as to where that threshold lies. Is a credit score of 800 good enough to get the best mortgage rates, credit card offers, and loan rates? Here are 3 compelling reasons why it might be the magic [...]

Although I personally haven’t used a balance transfer offer in at least a couple years, since I run CreditCardForum obviously I am constantly staying on top of who’s giving what. As a Discover cardholder, they periodically solicit me with balance transfer promotions (as do most credit card companies). Here is an example of an email [...]

According to the website Amplicate, which measures social media, “currently more than 97% of people hate Sallie Mae.” Ouch! But whether you love ‘em or hate ‘em there is one thing I think everyone can agree on… their credit card rewards are a surprisingly good deal! Two hidden gems for cash back Not many people [...]